NDIS Price Guide 2026 For Your Plan Success
The NDIS Price Guide 2026 is the official list of the most money a provider can charge for your supports. It ensures that prices stay fair for every Participant across Australia. We use these rules to help you get the best value from your NDIS Plan and reach your goals safely.
TL;DR: What You Need To Know
The NDIS Price Guide 2026 sets the maximum rates for all services funded by the National Disability Insurance Scheme. Most prices increased on July 1 to cover higher wages for workers and rising costs. Registered Providers must follow these limits for anyone who is Agency Managed or Plan Managed. The guide covers everything from In-Home Support to complex therapy sessions.
We help families in Gippsland and Pakenham navigate these complex changes. We found that checking your invoices against the Support Catalogue prevents overspending and keeps your budget safe. Your plan now uses the PACE system to track these costs in real time. We work with you to understand local travel rules and regional loading for towns like Balook. Our team ensures your 1-on-1 Support matches the current Price Limits.
What Is The NDIS Support Catalogue?
The Support Catalogue is a large list of every service you can buy with your plan money. It includes a specific Item Code and the Price Limit for each support type.
The NDIA updates this file every few months to stay current with the market. Providers use the Item Codes to bill the NDIS for the work they do for you. We found that knowing your common codes helps you read your invoices with confidence. For example, Group Community Access has its own unique code and hourly rate.
What Are The New Price Limits For 2026?
Most Core Support and Level 1 Support Coordination rates rose on July 1 to help Providers pay their staff a fair wage. These rates are the absolute most a Registered Provider can charge for your standard care.
Assistance With Self-Care (Standard Weekday): $70.23 per hour
Access Community Social and Rec Activities (Standard Weekday): $70.23 per hour
Occupational Therapy: $193.99 per hour
Psychology: $232.99 per hour
Physiotherapy: $183.99 per hour
Support Coordination Level 2: $100.14 per hour
Maximum rates vary based on the day of the week or your location. Sunday and Public Holiday rates are much higher than standard weekday rates. We help you plan your budget so these higher costs do not surprise you. Using the right codes ensures your Plan Manager can pay your bills on time.
How Does The PACE Portal Show Your Prices?
The PACE portal is the newest computer system that shows your balance and spending in real time. It helps you see exactly how much money you have left for each Funding Period.
We found that the PACE portal makes budgeting much simpler for families. It automatically stops Providers from charging more than the 2026 Price Limit. You can log in at any time to check your remaining funds and see which bills were paid. If you use Supported Independent Living (SIL), the portal tracks these large costs for you. This stops you from running out of money before your plan ends.
What Are The Regional Loading Rules For Gippsland?
Regional Loading is extra money the NDIS gives Providers to cover the cost of working in remote areas. This is based on a map called the Modified Monash Model.
Zone MMM 1: Major cities like Pakenham with no extra loading.
Zone MMM 2 to 3: Regional areas like many Gippsland towns.
Zone MMM 4 to 5: Small rural towns with some regional loading.
Zone MMM 6: Remote areas with 40 percent extra loading.
Zone MMM 7: Very remote areas with 50 percent extra loading.
Providers in higher zones can often charge more to cover their travel time and fuel. We help you check if your home address qualifies for these extra regional payments. This ensures your budget for Supported Employment is correct and fair.
How Do Provider Travel Charges Work In 2026?
Providers can charge for the time it takes to travel to your home or school to give you support. There are strict caps on how much time they can bill to your NDIS Plan.
Metropolitan Travel Cap: Usually 30 minutes of labour time.
Regional Travel Cap: Up to 60 minutes for some specific services.
Labour Costs: The hourly rate of the worker doing the travel.
Non-Labour Costs: Extra fees for kilometres, tolls, and parking.
We found it is vital to agree on these costs in your Service Agreement first. This protects your budget for NDIS Criminal Justice Support.
What Is The Short Notice Cancellation Policy?
A Short Notice Cancellation happens if you cancel a service without enough warning for the Provider. Providers may charge 100 percent of the fee if they cannot find other work for that staff member.
Disability Support Worker: Less than seven days of notice.
Therapy Services: Less than two clear business days of notice.
Redeployment: Providers cannot charge if the worker finds other billable work.
Service Agreement: Rules must be written in your contract to be valid.
We suggest telling your Provider as soon as you know you cannot attend. This saves your funding for when you truly need it. We always try to be fair and flexible with our families in the Gippsland region.
What Charges Are Strictly Prohibited?
Registered Providers cannot charge gap fees or extra admin fees on top of the official Price Limits. They also cannot charge you for the time it takes to make a Service Agreement.
Gap Fees: Extra out of pocket payments are not allowed.
Admin Levies: Fees for booking or management are prohibited.
Transaction Fees: Surcharges for credit cards are not allowed.
Agreement Fees: You cannot be charged just to sign a contract.
Price Limits already include the cost of running a professional business. This means things like marketing and staff training are already paid for in the hourly rate. If a Provider asks for these fees, they are breaking the rules. You should report these charges to the NDIS Quality and Safeguards Commission.
How Can Curamus Help You With Your Budget?
Curamus helps you navigate these complex rules so you can focus on your life. We ensure every dollar in your plan is spent wisely on your goals.
We sit down with you to review your current spending and Funding Periods. We look at your In-Home Support needs and match them to the 2026 rates. Visit our Make a Referral page to get professional help today. You can also Contact Us to learn more about the 2026 price changes. Our team knows how to make your funding work harder for you.
FAQ Section
Can a provider charge more than the price guide?
Registered Providers cannot charge more than the limit for Agency Managed or Plan Managed Participants. Self Managed Participants can negotiate prices, but it is still best to use the guide as a reference.
What is indexation?
Indexation is an annual price increase the NDIS does on July 1 every year. It makes sure that funding keeps up with the cost of living and rising staff wages.
Do travel charges come out of my budget?
Yes, any travel costs your Provider charges will be taken from your plan funds. This is why it is important to choose local Providers in Gippsland to save money.
What if my provider changes their rates mid-year?
Providers must tell you before they change their rates in a new Service Agreement. Any new rate must still stay below the NDIS maximum limit for that service.
Does Curamus charge for travel?
We follow all NDIS travel rules and caps for regional areas like Gippsland. We discuss these costs with you before we start any new service. Our goal is to provide high value care that respects your budget.
External Links for Reference:
Download the full NDIS Pricing Arrangements and Price Limits 2025-26 document.
Search the NDIS Support Catalogue for specific item codes.
Learn about the Modified Monash Model regional zones.
Check the Fair Work Commission for wage updates.
Contact the NDIS Quality and Safeguards Commission to report overcharging.